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Domestic Partner Benefits: Finding an Insurance Carrier

An important consideration with regard to domestic partner benefits is finding an insurance provider that is inclusive of same-sex partners.

Insurance plans provided through a third party must be approved by the appropriate regulatory body within the state where the insurance policy is issued.

The San Francisco Human Rights Commission maintains a state-by-state database of insurance carriers that provide plans inclusive of same-sex partners on its website — at mission.sfgov.org/hrcdpip — that covers the typical range of employer-provided insurance options.

Employers that have difficulty finding reasonable coverage in one state may be able to utilize operations in a different state in order to obtain coverage.